BRRR, Buy, Refurbish, Refinance, Rent
Recycle your capital, keep the asset. Refurbished terraced & semi-detached houses in the Dudley area, refinanced to pull most of your cash back out, while the property keeps working for you.
Prepared by Ateeq Yousif · Progressive Property teamThe BRRR model is the proven way to build a portfolio without tying up all your cash. We source tired but structurally sound houses in Dudley's rental streets, refurbish them to a high standard, rent them, then refinance at the new (higher) value. The result: most of your original capital comes back out, typically within 6–9 months, and the house keeps generating income and equity.
3-bed mid-terrace, DY1
Bought 35% below post-refurb value on messiter way, dudley (rightmove listing), forced equity £41,900.
| Purchase price | £142,000 |
| SDLT (additional, 5%) | £7,100 |
| Legals & searches | £1,000 |
| Refurbishment budget | £26,000 |
| Total investment | £176,100 |
| Post-refurb value (ARV) | £218,000 |
| Refinance @ 75% LTV of ARV | £163,500 |
| Cash left in the deal | £12,600 |
| Gross rent p.a. | £13,200 |
| Costs @ 20% (mgmt/maint/voids) | £2,640 |
| Net rent p.a. | £10,560 |
3-bed semi-detached, DY3
Bought 34% below post-refurb value on turls hill road, sedgley (rightmove listing), forced equity £43,650.
| Purchase price | £165,000 |
| SDLT (additional, 5%) | £8,250 |
| Legals & searches | £1,100 |
| Refurbishment budget | £32,000 |
| Total investment | £206,350 |
| Post-refurb value (ARV) | £250,000 |
| Refinance @ 75% LTV of ARV | £187,500 |
| Cash left in the deal | £18,850 |
| Gross rent p.a. | £15,000 |
| Costs @ 20% (mgmt/maint/voids) | £3,000 |
| Net rent p.a. | £12,000 |
HOW IT WORKS From enquiry to completion
Budget, strategy and target area, one email is enough.
Every deal passes our three filters: numbers, condition, demand.
Comparables, refurb quotes, SDLT and the complete numbers you see here.
Visit, verify, then complete, we manage the process end to end.
WHY INVESTORS WORK WITH US What you get
Sold & rental comparables, refurb quotations and complete cost stacks on every deal.
SDLT, legals, finance and voids priced in before you see the deal, no surprises at completion.
Street-level knowledge of Dudley, its rental demand and its buyers.
From sourcing to refurb to letting or resale, one team, one point of contact.
Send your budget and strategy to Ateeq and we will send you the next fully-costed opportunity from the Dudley area.
[email protected]