Dudley Property Sourcing · Investor Brochure

BRRR — Buy, Refurbish, Refinance, Rent

Recycle your capital, keep the asset. Refurbished terraced & semi-detached houses in the Dudley area, refinanced to pull most of your cash back out — while the property keeps working for you.

Prepared by Ateeq Yousif · Progressive Property team
BRRRRecycle capital BTLCash flow FlipShort-term profit R2SAServiced income

The BRRR model is the proven way to build a portfolio without tying up all your cash. We source tired but structurally sound houses in Dudley's rental streets, refurbish them to a high standard, rent them, then refinance at the new (higher) value. The result: most of your original capital comes back out — typically within 6–9 months — and the house keeps generating income and equity.

3-bed mid-terrace — DY1 — illustrative photo
Example deal

3-bed mid-terrace — DY1

Messiter Way, Dudley (Rightmove listing)

Bought 35% below post-refurb value on messiter way, dudley (rightmove listing) — forced equity £41,900.

£176,100
Total in
£12,600
Cash left in
84%
ROCE
£10,560/yr
Net rent
Purchase price£142,000
SDLT (additional, 5%)£7,100
Legals & searches£1,000
Refurbishment budget£26,000
Total investment£176,100
Post-refurb value (ARV)£218,000
Refinance @ 75% LTV of ARV£163,500
Cash left in the deal£12,600
Gross rent p.a.£13,200
Costs @ 20% (mgmt/maint/voids)£2,640
Net rent p.a.£10,560
3-bed semi-detached — DY3 — illustrative photo
Example deal

3-bed semi-detached — DY3

Turls Hill Road, Sedgley (Rightmove listing)

Bought 34% below post-refurb value on turls hill road, sedgley (rightmove listing) — forced equity £43,650.

£206,350
Total in
£18,850
Cash left in
64%
ROCE
£12,000/yr
Net rent
Purchase price£165,000
SDLT (additional, 5%)£8,250
Legals & searches£1,100
Refurbishment budget£32,000
Total investment£206,350
Post-refurb value (ARV)£250,000
Refinance @ 75% LTV of ARV£187,500
Cash left in the deal£18,850
Gross rent p.a.£15,000
Costs @ 20% (mgmt/maint/voids)£3,000
Net rent p.a.£12,000
How to read ROCE: Return on Capital Employed = annual net rent ÷ cash left in the deal. Because the refinance returns most of your money, the cash you leave invested is small — so the ROCE is high. Both examples clear a 40%+ ROCE before any capital growth.

HOW IT WORKS From enquiry to completion

01Share your criteria

Budget, strategy and target area — one email is enough.

02We source & vet

Every deal passes our three filters: numbers, condition, demand.

03Full costed pack

Comparables, refurb quotes, SDLT and the complete numbers you see here.

04You decide

Visit, verify, then complete — we manage the process end to end.

WHY INVESTORS WORK WITH US What you get

Full due-diligence packs

Sold & rental comparables, refurb quotations and complete cost stacks on every deal.

Honest numbers

SDLT, legals, finance and voids priced in before you see the deal — no surprises at completion.

Local market knowledge

Street-level knowledge of Dudley, its rental demand and its buyers.

End-to-end management

From sourcing to refurb to letting or resale — one team, one point of contact.

Want the next deal before it goes public?

Send your budget and strategy to Ateeq and we will send you the next fully-costed opportunity from the Dudley area.

[email protected]